So my brother bins his modified Gixxer 750 on a gravel strewn bend, breaks his thumb and writes the bike off! Ok, not good but could have been a lot worse, but at least he has an agreed value policy with Bemoto which is 9k which covers all his mods (he's declared everything including 3k of magnesium wheels). Well, apparently not. Bemoto are questioning this now and only offering him 3k. He's got proof of this agreed value in his documents but Bemoto are still not interested. I've told him to contact the Insurance Ombudsman and papers like MCN to see if he can get some help. Is it just me or does the bike insurance sector need some tighter regulation? I've had similar poor service when making claims with bike insurers. I'm now considering at renewal time to go with MCE insurance, pay a fraction of my current premiums and just hope for the best if I need to claim?!