That time of year again where I pay good money to the robbin insurance man. Not bad quotes this year but one company, KGM, can offer me insurance almost 200 quid cheaper than the next best! Little wierd? The quote came on bikeinsure.com and is through agent simplybikes direct who I have heard of. Just want to know if they're any good or just make excuses when it comes paying out. Has anyone heard of the chaps???